Texas is known for its wide-open spaces and getting out into the country is one of the joys of Texas living. Everything is big in the Lone Star State and driving is something that pretty much everyone must do. State law requires that drivers carry basic liability insurance. The coverage is known as 30/60/25, $30,000 bodily injury per person with $60,000 maximum per accident and $25,000 for damage to property. If you decide not to carry auto insurance you can be fined and even serve jail time so it is something you want to avoid. At Get More Insurance Services Inc. we have more than 20 years of combined experience providing our clients with superior service and with access to the best providers, we will find you the perfect policy for your needs and your wallet.
While basic liability insurance may be fine for some people. it isn't right for everyone. You may want to consider a higher limit in order to protect your assets from a lawsuit that could result from an accident. In Texas, all policies are written with PIP (Personal Injury Protection) which pays for your medical bills from an accident as well as any passengers and also covers things like lost wages from an accident. If you don't want the coverage you must tell the company in writing.
Liability and PIP take care of the people involved in the accident but what about your car or truck? Most people can't live without transportation. Collision and comprehensive coverage protect your vehicle.
Collision insurance pays to repair or replace your vehicle when it has been damaged in an accident with another vehicle or something stationary like a fence or light pole.
Comprehensive insurance covers your vehicle from theft, vandalism, fire, weather events and animals.
Auto insurance is a necessity and at Get More Insurance Services Inc. we would love to help you find the perfect policy at a price you can afford. Stop by our office or give us a call for a no-obligation quote.