Home Insurance

Home Insurance

Home Insurance

There’s no better way to protect your Texas home than home insurance. A home insurance policy from Get More Insurance Services Inc in Texas will protect your abode against perils that can cause thousands of dollars’ worth of damage. What kind of protection will you receive from a standard homeowner’s policy?

Dwelling

A standard homeowner’s policy offers dwelling protection which covers structural damage to your property from such perils as wildfires, hailstorms, tropical storms, and other natural disasters. This includes roof, walls floors, foundation, windows and more. It’s important to note that flooding isn’t covered in a standard homeowner’s policy. If you want flood protection for your home or property or both, you’ll need to purchase this coverage separately.

Additional structures insurance covers buildings on your property that aren’t attached to your home, such as utility sheds, storage sheds, etc.

Property

Property coverage protects your personal possessions from theft or damage in a disaster. This includes clothes, jewelry, collectibles, furniture, electronics and anything else you own. The amount of coverage you get will depend on the value of your possessions. High-end goods may require extra protection like an endorsement or rider to cover their full value.

Liability

One of the joys of homeownership is having family and friends over for special occasions or holidays. Liability insurance covers accidental injuries that may occur when visitors are on your property. If Aunt Mae trips over your dog and fractures her ankle, liability insurance will pay her medical costs. Liability insurance will protect you against kitchen accidents, sports accidents in the yard, poolside accidents and more.

Loss of Use

There may come a time when you must leave your home due to damage from a major disaster. Loss of use coverage helps cover your living expenses in a hotel or apartment until repairs are done.

To learn more about home insurance and the benefits it has to offer, contact Get More Insurance Services Inc in Texas today!